Canadian Stock Tax Calculator

Estimate your exact market taxes. Toggle between Investor and Active Trader to see the massive difference in how the CRA taxes your gains.

Determines your CRA classification.
Casual Investor
Active Day Trader
Market profits are taxed on top of this base amount.
$
The sum of all your winning stock trades this year.
$
The sum of all your losing trades. Used to offset your gains.
$
Sets your specific provincial tax brackets and rules.
Ontario
Quebec
British Columbia
Alberta
Manitoba
Saskatchewan
Nova Scotia
New Brunswick
Newfoundland and Labrador
Prince Edward Island
Yukon
Northwest Territories
Nunavut
Total Estimated Tax Owed
$1,516.86
Net Profit (What you keep)
$11,483.14

Tax Breakdown

Gross Trading Profit $13,000
Taxable Amount $6,500
Federal Tax $975
Provincial Tax $542

Stock & Trader Tax FAQ

Understanding Capital Gains, the CRA "Intent" rule, and trading write-offs.

Investors
Day Traders
CRA Rules
What is the Capital Gains inclusion rate?

For personal investors, the CRA only taxes a portion of your profits. You pay tax on 50% of your first $250,000 in capital gains. Any gains above that $250,000 threshold are taxed at a 66.67% inclusion rate.

Can I write off my losses?

Yes, but capital losses can only be used to offset capital gains. You cannot use stock market losses to reduce the tax you owe on your normal day job (T4) salary.